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The candidates have graciously agreed to a totally free-wheeling structure. We’ll have an energetic conversation and our audience here has agreed to maintain all reaction till our hour-long conversation ends. And allow me remind the audience 1 more time that’s extremely essential. Don’t deny your candidate’s time, so allow’s get started. Younger investor opting more for systematic investments in mutual funds that is more speculative but has higher returns. The REITS, anticipated to be functional by next year, will entice an more mature investor who requires less dangers, but opts for steady returns.